:root{--ink:#0f0e0c;--cream:#faf7f2;--warm:#f0ebe0;--gold:#c9a84c;--text:#2c2a26;--muted:#7a7268;--border:#ddd5c4;--sage:#5a7a5e;--rust:#b84c2a}
    *,*::before,*::after{box-sizing:border-box;margin:0;padding:0}
    body{font-family:'DM Sans',sans-serif;background:var(--cream);color:var(--text)}
    nav{position:fixed;top:0;left:0;right:0;z-index:100;background:rgba(250,247,242,.95);backdrop-filter:blur(12px);border-bottom:1px solid var(--border);padding:0 5%;display:flex;align-items:center;justify-content:space-between;height:68px}
    .nav-logo{font-family:'Playfair Display',serif;font-size:1.5rem;font-weight:900;color:var(--ink);text-decoration:none}
    .nav-logo span{color:var(--gold)}
    .nav-links{display:flex;gap:2rem;list-style:none}
    .nav-links a{text-decoration:none;color:var(--text);font-size:.9rem;font-weight:500;transition:color .2s}
    .nav-links a:hover{color:var(--gold)}
    .nav-cta{background:var(--ink);color:var(--cream)!important;padding:.5rem 1.2rem;border-radius:4px}
    .hamburger{display:none;flex-direction:column;gap:5px;cursor:pointer}
    .hamburger span{display:block;width:24px;height:2px;background:var(--ink)}
    .mobile-menu{display:none;position:fixed;top:68px;left:0;right:0;background:var(--cream);border-bottom:1px solid var(--border);padding:1.5rem 5%;z-index:99;flex-direction:column;gap:1rem}
    .mobile-menu.open{display:flex}
    .mobile-menu a{text-decoration:none;color:var(--text);font-weight:500;padding:.5rem 0;border-bottom:1px solid var(--border)}

    .page-header{background:var(--warm);padding:120px 5% 60px;border-bottom:1px solid var(--border)}
    .page-header .tag{display:inline-block;font-size:.75rem;font-weight:600;letter-spacing:.12em;text-transform:uppercase;color:var(--gold);margin-bottom:.8rem}
    .page-header h1{font-family:'Playfair Display',serif;font-size:clamp(2rem,4vw,3rem);font-weight:900;color:var(--ink)}
    .page-header .meta{color:var(--muted);font-size:.9rem;margin-top:.8rem}

    .guarantee-hero{background:var(--ink);padding:4rem 5%;text-align:center}
    .guarantee-circle{width:120px;height:120px;border-radius:50%;border:3px solid var(--gold);display:flex;flex-direction:column;align-items:center;justify-content:center;margin:0 auto 1.5rem;background:rgba(201,168,76,.1)}
    .guarantee-circle .num{font-family:'Playfair Display',serif;font-size:2.5rem;font-weight:900;color:var(--gold);line-height:1}
    .guarantee-circle .unit{font-size:.7rem;font-weight:600;color:var(--gold);letter-spacing:.1em;text-transform:uppercase}
    .guarantee-hero h2{font-family:'Playfair Display',serif;font-size:1.8rem;font-weight:900;color:var(--cream);margin-bottom:.8rem}
    .guarantee-hero p{color:rgba(250,247,242,.6);max-width:500px;margin:0 auto;font-size:.95rem;line-height:1.7}

    .steps-section{padding:4rem 5%;max-width:900px;margin:0 auto}
    .steps-section h2{font-family:'Playfair Display',serif;font-size:1.8rem;font-weight:900;color:var(--ink);margin-bottom:2rem}
    .steps{display:flex;flex-direction:column;gap:1.5rem}
    .step{display:flex;gap:1.5rem;align-items:flex-start;background:white;border:1px solid var(--border);border-radius:12px;padding:1.5rem}
    .step-num{min-width:44px;height:44px;border-radius:50%;background:var(--ink);color:var(--cream);display:flex;align-items:center;justify-content:center;font-weight:900;font-size:1.1rem;font-family:'Playfair Display',serif}
    .step-content h3{font-weight:700;font-size:1rem;margin-bottom:.4rem}
    .step-content p{color:var(--muted);font-size:.9rem;line-height:1.6}

    .legal-content-wrap{max-width:900px;margin:0 auto;padding:0 5% 4rem}
    .legal-content h2{font-family:'Playfair Display',serif;font-size:1.6rem;font-weight:700;color:var(--ink);margin:2.5rem 0 1rem;padding-top:1rem}
    .legal-content h2:first-child{margin-top:0}
    .legal-content p{line-height:1.8;color:var(--text);margin-bottom:1rem;font-size:.95rem}
    .legal-content ul{margin:.8rem 0 1rem 1.5rem}
    .legal-content ul li{line-height:1.8;color:var(--text);font-size:.95rem;margin-bottom:.4rem}
    .legal-content a{color:var(--gold);text-decoration:none}
    .legal-content a:hover{text-decoration:underline}
    .highlight-box{background:var(--warm);border-left:4px solid var(--gold);padding:1.2rem 1.5rem;border-radius:0 8px 8px 0;margin:1.5rem 0}
    .highlight-box p{margin:0;font-weight:500}
    .warn-box{background:rgba(184,76,42,.06);border-left:4px solid var(--rust);padding:1.2rem 1.5rem;border-radius:0 8px 8px 0;margin:1.5rem 0}
    .warn-box p{margin:0;font-size:.9rem}
    .section-divider{border:none;border-top:1px solid var(--border);margin:2rem 0}

    footer{background:var(--ink);color:var(--cream);padding:60px 5% 30px}
    .footer-bottom{border-top:1px solid rgba(255,255,255,.1);padding-top:1.5rem;display:flex;align-items:center;justify-content:space-between;font-size:.8rem;color:rgba(250,247,242,.4);flex-wrap:wrap;gap:1rem}
    .footer-bottom a{color:rgba(250,247,242,.6);text-decoration:none}
    .secure-badge{display:flex;align-items:center;gap:.5rem;background:rgba(255,255,255,.05);padding:.4rem .8rem;border-radius:4px;border:1px solid rgba(255,255,255,.1);font-size:.78rem;color:rgba(250,247,242,.6)}

    @media(max-width:800px){.nav-links{display:none}.hamburger{display:flex}}